Would you like to apply for an apartment today but don't know your credit score?
At Westmore Apartments, we can provide you with an "Instant Credit Approval" right in our office for a small fee of $20 per person (cash only, exact change required). You will be given your credit score within minutes, and then you can submit an applications knowing whether or not you meet our credit requirements. Our credit score requirements for getting an apartment at Westmore are as follows:
650+ Credit Score - Meets Requirements. No conditional lease terms or additional security deposit required. See notes below*.
620 - 649 Credit Score - Conditional Lease. You may be asked to pay up to one month's rent as a security deposit. If your credit score is 635-649 your deposit will be increased by an additional $250.00. If you credit score is 620-634 your deposit will be increased by an additional $500.00. All specials apply.See note below*.
576 - 619 Credit Score - Conditional Lease. You will be required to pay up to one month's rent as a security deposit. All specials apply. See notes below*
550 - 575 Credit Score - Conditional Lease. The lease will be separated into two parts (not prepaid). The initial lease will be reduced to six month lease term (lease shall not expire November-January) with a security deposit of one month's rent if your score is 563-575. Or if your credit score is 550-562 your deposit will be one and half months rent. All specials apply. See notes below*.
549 or below Credit Score - Automatic Denial with Prepaid Lease Option. The lease is an Opportunity Lease and will be separated into two parts. The first lease will be a reduced six month lease(Lease shall not expire November-January, so the Pre-Paid lease will be determined by management) that is paid in full in advnace. After the first six months, if you have established credit, we can re-run your credit report to remove the prepaid option for the second half of the lease. All specials apply.
*We will also need to review and consider your credit for any open collections, public records, leans, bankruptcies and judgements. Please refer to the RESIDENT NON-QUALIFYING CRITERIA page of your application for more details.
Click here to download a PDF of our Instant Credit Approval guidelines.
*Note - All other rental requirements must be met for application approval at Westmore Apartments.